America’s Finest City
This view is one reason why San Diego is called “America’s Finest City”, and also why housing costs are so high…
There are many great cities in America, and San Diego is definitely one of them as you can tell by the beautiful San Diego bay and stunning downtown skyline. San Diego also has many gorgeous beaches, nearby mountains and desert for recreation and near perfect year-round weather. It’s no wonder why so many people want to live here, and why there always seems to be a housing shortage and constantly rising housing prices.
Why You Should Own a Home in San Diego
With new home and apartment construction not keeping pace with how many people move here, it usually means higher rent and home sale prices. It’s not all bad news though! Well if you’re renting, it might not be so great as rent usually increases every year, especially if the owner or landlord uses “market rates” to determine how much they can easily get.
The Good News: If you have a good credit score, decent income and can save some money for a down payment, it can be a better overall experience to own a home in San Diego compared to renting. Here’s just a few reasons why…
- Your fixed-mortgage payment stays the same compared to frequent rent increases. If your landlord uses market rates (which many of them do), your rent will most likely go up every year.
- San Diego home prices have historically continued to increase every year, with the rare exception of a real estate market crash. As a homeowner, rising home prices are great for building equity and increasing your net worth.
- You’re in control – decorate or remodel to your hearts content and to fit your style. A happy homeowner is a healthier person than a stressed out renter!
So instead of paying your landlords mortgage and helping them build their net worth, make yourself wealthier! If you’re not sure that you can afford it or it makes sense for you to own in your current situation, talk to Amy and she can help guide you with the information you need to make a smart decision. You just might be pleasantly surprised at what options are available to you.
Fun Fact: Amy has been helping people buy and sell their homes in San Diego since 2006, so she’s very knowledgable and also happens to be very good at what she does. You can trust me on that, I get to watch her real estate skills in action every day!
Amy loves sharing her knowledge with people interested in owning a home in San Diego, and it shows by her enthusiasm and long list of clients. Let Amy put her professional experience to work on your behalf, and you can be a happy San Diego homeowner too. 🙂
Call Amy Today!